LPI Blog

Autoplan ICBC Insurance Rating Model: Drivers

The Autoplan ICBC Insurance Rating Model (IRM), the new way for calculating premiums for ICBC insurance polices, has been in effect since September 1st, 2019. The IRM calculates the premium associated with a policy based on the vehicle a customer is driving and the persons driving that […]

Read more

New Vehicle Protection

When purchasing a new vehicle to you, ICBC offersAutoplan clients a coupleof options to protect your vehicle. It provides the insured with protection against the effects of inflation and depreciation on the price of the vehicle. To eligible both ICBC Autoplan Collision and either Comprehensive or specified […]

Read more

ICBC Autoplan Unlisted Driver Protection

ICBC Autoplan Unlisted Driver Protection is a coverage that is available to the registered owner or the lessee of a vehicle. Unlisted Driver Protection helps protect against the Unlisted Driver Accident Premium which is assessed when an unlisted driver has a chargeable at-fault crash. Autoplan Unlisted Driver […]

Read more

ICBC Autoplan Special Risk Own Damage

ICBC Autoplan Special Risk Own Damage ICBC Autoplan Special Risk Own Damage is a type of policy that is available for purchased for high-value vehicles. To determine if your vehicle qualifies for ICBC Autoplan Special Risk Own Damage you need to know what the manufacturer’s suggested retail […]

Read more

ICBC Autoplan Rate Classes

ICBC Autoplan Rate Classes ICBC has different rate classes for different usages that clients have for the vehicle they own. It is always good to make sure your Autoplan policy is correct when driving your vehicle.The most common Autoplan rate classes are pleasure use, work or school, […]

Read more

ICBC article Out Of Province Vehicles

ICBC article Out Of Province Vehicles If you are moving to BC from another province or country, or just importing a vehicle there are certain steps you need to take before you can get ICBC Autoplan insurance. When a vehicle is being imported to British Columbia PST […]

Read more

Autoplan ICBC Insurance Rating Model

Autoplan ICBC Insurance Rating Model: Drivers The Autoplan ICBC Insurance Rating Model (IRM), the new way for calculating premiums for ICBC insurance polices, has been in effect since September 1st, 2019. The IRM calculates the premium associated with a policy based on the vehicle a customer is […]

Read more

Collision And Comprehensive Coverages When Buying ICBC Autoplan Insurance

People purchase ICBC Autoplan insurance every day, but not everyone knows exactly what they are receiving for their premiums. Below are collision and comprehensive coverages. ICBC Autoplan Collision coverage is available to cover physical damage to your vehicle. Even the best drives make mistakes and this coverage […]

Read more

ICBC Doc – Extra Equipment

ICBC Autoplan can cover store equipment or parts added to the vehicle in excess of specific limits of coverage provided under your Autoplan policy. For equipment to be covered under an ICBC Autoplan policy it must be permanently attached to the vehicle, or shuttle-mounted and communication equipment. […]

Read more

Gift Vehicles Between Related Individuals

Tax must be paid when transferring a vehicle in the province of British Columbia. ICBC Autoplan requires the PST to be paid on a vehicle when it is transferred between two individuals or a company. The tax can be omitted when the vehicle is transferred between directly […]

Read more