Travel Medical

Travel Insurance

Whether you’re travelling for business or pleasure, the last thing you want to be thinking about is getting sick or injured while out of province. There’s no need to ruin your trip worrying about unforeseeable events – just make sure you and your family are covered with the right type of Travel Insurance. Travel insurance can protect you and your family not only outside the country but even when travelling to other provinces in Canada. Keep in mind that the BC medical plan has set rates for services that are almost always lower than what other jurisdictions will charge. Travel Insurance provides coverage for emergency hospital and medical expenses. Check some of your travel insurance options below. Call us with any questions you may have regarding your travel insurance: 604.276.2474.
If you need travel insurance right away apply online here:  Instant Travel Insurance

Coverage Options Available:

Emergency Medical/Hospital Expense
Up to $5 Million for emergency hospitalization and medical services in excess of your provincial plan.

Meals and Accommodations
If you are in hospital, insured family members or travelling companions remaining with you can have up to $3,000 available for reasonable living expenses reimbursed.

Rental Car Collision Damage Protection
If you travel outside of North America your Roadstar insurance will not cover you. You can purchase coverage up to $50,000 for physical damage to a vehicle when rented from a commercial car rental agency.

Luggage
With people choosing higher deductibles on their home insurance it makes more sense to include coverage for your luggage for theft of, or damage to your luggage, personal belongings, travel documents or currency in your travel insurance policy.

Flight Accident
Policies include up to $250,000 for accidental loss of life, limb, sight or disappearance resulting from an aircraft accident.

Emergency Transportation
If you are in need of emergency transportation your insurer will arrange for emergency transportation to the nearest hospital, and when you are able to travel, to the nearest hospital in Canada.

Trip Cancellation
If your trip is cancelled, interrupted or delayed due to an Insured Risk that prevents you from travelling as scheduled, you can be reimbursed for non-refundable expenses including out of pocket expenses such as meals, accommodations and essential telephone calls.

Annual Policies
If you are an active cross-border shopper or are able to travel a lot, you should consider the value of having an annual travel policy. You have no worries if you want to take a quick jaunt over the border because you are always covered and you will usually save money if you are making multiple trips.

Top Up Policies
Your credit card might afford you some coverage when you travel. However when you go for that extended trip you may need some extra days covered. This might also be the case with your annual travel medical policy. We can arrange a top up policy to help you extend your stay with peace of mind.

Visitors to Canada Coverage
Is a family member immigrating to Canada to live? While they wait they might want to buy some visitors to Canada Medical coverage to protect them from accidents or illness. The last thing they want to do is to start a new life in Canada with unexpected medical bills to pay.

Call Us today with any questions you may have about Travel Insurance: Tel. 604.276.2474.  We’ll help you choose the plan that best suits the needs of you and your loved ones.